How it works
Values
Cooperation and Trust Because Heart Credits are not a scarce resource to fight over like money, the best in human nature is allowed to flourish. Our transactions awaken and strengthen community spirit. And the transparent accounting system we use, along with member ratings and reviews, helps to build trust in the system and its participants.
Community Heartcredits rebuilds and revitalises the community through the nature of its community-focused, heart-based transactions. We use a non-convertible currency that won’t leak wealth out of the system once the transaction has been made . Heart Credits can make full use of a community’s resources and skills.
Resilience By using an alternative currency that privileges the local community, our communities can remain resilient at the time of wider economic fluctuations caused by recessions, crashes, financial speculations, natural disasters, and the closure of local businesses due to COVID lockdowns.
Social Inclusion
Heartcredits is completely inclusive of its community members and values all kinds of contribution that may not always be included in the mainstream money economy, such as helping others or providing a bespoke service. Because it requires no money to participate in, it is open to people of any economic background.Social Entrepeneurship
Rather than wait for politicians to come along to tackle social and economic issues, Heart Credits is getting on with pioneering the solutions to social and economic regeneration. It is inclusive to all and encourages its participants to further their potential in ways that meet true human needs.Sustainability
Because we don’t use a debt-based money system or charge interest on our currency, the frantic pursuit of ‘economic growth’ is not part of our system. Also, by increasing community self-sufficiency, mutual support, and social capital, our local transactions reduce unnecessary trade miles.×
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Note: Heartcredits operates in the UK only.